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数字时代,数字技术正在大量改变着社会运行方式,改变着一切可以被改变的传统行业。不只是人类传播信息、表达意见的方式正在改变,人们普遍接触到的社会管理方式、教育和学习的方式、日常购物方式也都在改变。就连一直是“高端、大气、上档次”的金融业,在大量使用数字技术来提升、装备自己的同时,其传统的神圣业务领域也正在受到挑战。在刚刚过去的2013年,传统金融业已经受到互联网金融大潮的冲击,“余额宝”“百发”等互联网金融产品的发行,银行系电商、P2P的此起彼伏,微信支付、网购保险、直销银行更深入地走进人们生活,这一切,顿时让高高在上的传统金融业一阵紧张慌乱。数字时代,能够坚持说“以不变应万变”的行业越来越少了。
In the digital age, digital technologies are revolutionizing the way society operates, changing all the traditional industries that can be changed. Not only is humanity transmitting information, the way of expressing opinions is changing, and the ways of social management, education and learning, and the way of everyday shopping are also changing. Even the financial industry, which has always been “high-end, atmospheric and upscale,” has been challenged by the massive use of digital technologies to upgrade and equip itself, as well as its traditional sacred practice. In the past 2013, the traditional financial industry has been hit by the tide of internet finance, the issuance of internet financial products such as “YuBoBao” and “BaiFa”, bank e-commerce, peer-to-peer P2P, Insurance, direct banks into people’s lives more in-depth, all this, suddenly so that the traditional financial industry was nervous panic. In the digital age, there are fewer and fewer industries that can insist that “things remain the same.”