一、面临的问题农业信贷投入在整个农业产业化资金投入中占一定比重，离开信贷支持，农业产业化将举步维艰，难以奏效。然而当前农村信贷面临着多方而的挑战，难以适应农业产业化发展的需要。（一）介入力度不适应，要求形成分工协作的信贷投入机制。农村金融体制改革前，农业 First, the problems faced Agricultural credit input in the entire agricultural industrialization accounted for a certain proportion of capital investment, leaving credit support, agricultural industrialization will be difficult and difficult to work. However, the current rural credit is faced with many challenges, it is difficult to adapt to the needs of the development of agricultural industry. (A) do not adapt to intervention efforts, requiring the formation of a division of labor cooperation credit input mechanism. Before the reform of rural financial system, agriculture