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资本主义各国都曾经历过工业化前期阶段，在资本的集中和市场形成与塑造方面都有自己的成功与不足之处。巴尔扎克时代的法国经济社会已处于这样一个阶段，因而巴尔扎克笔下的法国金融活动对其正在形成中的商品市场的催生或负面作用正是我们市场经济发展时代可资借鉴的经验与教训。
Each capitalist country has experienced the early stages of industrialization and has its own successes and shortcomings in terms of capital concentration and market formation and shaping. The economic and social development of France in Balzac’s time is already at such a stage that the stimulating or negative effects of Balzac’s French financial activities on the developing commodity market are the lessons we can learn from the era of market economy development .