论文部分内容阅读
为提高农村信用社的信贷服务水平,增加对农户和农业生产的信贷投入,简化贷款手续,更好地发挥信用社支农作用,中国人民银行日前出台《农村信用社农户小额信用贷款管理暂行办法》。 办法指出,农户小额信用贷款是信用社以农户的信誉作担保,在核定的额度和期限内发放的小额信用贷款,采取“一次核定、随用随贷、余额控制、周转使用”的管理方式。
In order to improve credit service level of rural credit cooperatives, increase credit input to farmers and agricultural production, simplify loan procedures and give better play to supporting credit cooperatives, the People’s Bank of China recently promulgated the “Interim Management of Rural Credit Cooperatives for Small-sum Credit Loans Method”. The measures pointed out that small-scale credit loans of farmers are guaranteed by credit standing of farmers, and small-value credit loans issued within the approved quota and term are subject to the management of “one-time verification, credit control, balance control and revolving use” the way.