随着农村的不断发展,而农民又缺乏信贷物,农民贷款变得越来越难,许多农民用土地进行抵押,因此,农村土地经营权抵押贷款开始变成我国农村土地制度深层次改革和金融深层次创新所面临的一个新热点。因此,研究农村土地经营权,农村土地抵押贷款,农村土地经营权制度具有重要的意义。 With the continuous development of rural areas and the lack of credit by peasants, peasants’ loans have become more and more difficult. Many peasants use land to mortgage them. Therefore, the mortgage loan of rural land management right has become a deep reform of China’s rural land system and a financial Deep innovation facing a new hot spot. Therefore, researching the rural land management right, the rural land mortgage loan and the rural land management right system are of great significance.