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过去二三十年,温州将民营经济作为经济发展支柱的战略获得了巨大的成功,但是融资难问题也逐渐成为制约企业发展的瓶颈。本文首先概述了温州中小民营企业的经营现状和融资现状,揭示出当前温州中小民营企业融资难的现实;其后从温州中小民营企业自身、金融体系、宏观政策三个方面剖析了导致融资难的成因;最后针对性地提出了较系统的破解融资困境的政策建议。
In the past two or three decades, Wenzhou’s strategy of using the private economy as a pillar of economic development has achieved great success. However, the issue of financing difficulties has gradually become a bottleneck restricting the development of enterprises. This paper first outlines the current status of small and medium-sized private enterprises in Wenzhou and financing status, revealing the current small and medium-sized Wenzhou private enterprises financing reality; then from the small and medium-sized private enterprises in Wenzhou itself, the financial system, macro-policy three aspects of financing difficulties Causes; Finally, put forward a more systematic solution to the financing difficulties of the policy recommendations.