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一、中国保险公司资金运用的现状和问题从整体看,中国保险资金运用的现状是健康的,发展前景良好,但存在的问题和风险如不加以克服,势必使保险业大发展丧失后劲。主要问题有:1.中资保险公司的资金运用机制和管理方式落后。保险资金运用的安全、稳健、科学、高效是保证保险公司健
I. Status Quo and Problems of Fund Utilization in China’s Insurance Companies As a whole, the current situation of the application of insurance funds in China is healthy and the development prospects are good. However, if the existing problems and risks are not overcome, it will inevitably destabilize the insurance industry. The main problems are as follows: 1. The capital utilization mechanism and management mode of Chinese-funded insurance companies are backward. The safe, steady, scientific and efficient use of insurance funds is to insure the insurance company