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在国外,破产一直是解决自然人支付不能问题的重要手段;但在我国,对自然人破产的研究还属于探索阶段。自然人破产免责制度可以较为有效地阻却债务人逃脱债务的行为,同时为善良的债务人提供基本生活保障,并给予其重获新生的机会。本文拟探讨构建自然人破产免责制度,这在完善我国的破产制度上将具有一定的意义。
Abroad, bankruptcy has always been an important means of solving the problem of natural persons’ payment failure. However, in our country, the research on the bankruptcy of natural persons belongs to the exploration stage. The bankruptcy exemption system of natural persons can effectively stop the debtor from escaping from the debt while providing the basic debts protection for the good debtor and giving them a chance to regain their new life. This article intends to discuss the construction of natural person bankruptcy exemption system, which will have some significance in improving our bankruptcy system.