一、存在的主要问题近几年,随着我国社会主义市场经济体制的不断完善和法律制度的日益健全,各商业银行基层行的法律意识均有了不同程度的提高,特别是在运用法律武器开展诉讼话动来防止不法侵害、捍卫银行合法权益方面取得了一定成绩。但同时在基层商业银行的案件诉讼过程中,也反映出一些亟需纠正和解决的问题,主要体现在: 1.起诉盲目或起诉不及时所谓起诉盲目是指诉讼行在诉讼目的未明确、诉讼证据准备不足、法律关系尚未理顺时就贸然起诉,从而导致大量案件无法执行的情况。根据我们对某商业银行的诉讼 I. Main Existing Problems In recent years, along with the continuous improvement of the socialist market economic system and the sound legal system in our country, the legal awareness of grass-roots banks in commercial banks has been raised to varying degrees, especially in the use of legal weapons Litigation started to prevent illegal infringement, to defend the legitimate rights and interests of banks has made some achievements. However, at the same time, the grassroots commercial banks in the process of litigation, but also reflects some urgent problems that need to be corrected and resolved, mainly reflected in: 1. Litigation or prosecution is not timely so-called prosecution blind refers to litigation litigation in the litigation purpose is not clear, litigation Inadequate evidence preparation and rash prosecutions when the legal relationship has not been defused, resulting in the failure of a large number of cases to be enforced. According to our lawsuit against a commercial bank