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存款保险法规是国家的货币主管部门为了维护存款者的利益和金融业的稳健经营与安全，在金融体制中设置负责存款保险的机构，规定本国金融机构必须或自愿地按吸收存款的一定比率向保险机构缴纳保险金进行投保，在金融机构出现信用危机时，由存款保险机构向金融机构提供财务救援
Deposit insurance laws and regulations is the national monetary authorities in order to safeguard the interests of depositors and the financial sector, sound operation and safety, set up in the financial system in charge of deposit insurance institutions, the provisions of their financial institutions must or voluntary to deposit a certain percentage of the rate Insurance institutions to pay insurance coverage, financial institutions in the credit crisis, by the deposit insurance institutions to financial institutions to provide financial assistance