2012年9月中旬,部分大中城市发生了针对日本政府将钓鱼岛国有化的抗议示威游行活动。在游行过程中,发生了规模不等的“打、砸、抢、烧”活动。导致以日系汽车以及涉日企业为主的财产发生严重损失。在对这些标的的保险理赔事项的处置方面,保险公司以及整个行业都显露出一些问题,显示我国的保险行业在类似风险的经营和处理方式上还存在着极不成熟之处,有必要进行总结和探讨。 In mid-September 2012, some large and medium-sized cities held protests against the Japanese government’s nationalization of the Diaoyu Island. During the procession, various activities such as “hitting, smashing, grabbing and burning” occurred. As a result, serious losses were caused to Japanese-owned cars and enterprises involved in Japan. In the disposal of these underlying insurance claims, the insurance companies and the entire industry have revealed some problems. This shows that there is still immaturity in the insurance-related operations and handling methods in our country. It is necessary to make a summary And explore.