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保险中的利益原则是现代保险业的基本原则之一。随着社会经济和保险业的发展,世界各国对保险中利益原则的认识也在不断发生变化。法律利益原则与经济利益原则孰优孰劣,一直是保险学领域广泛争议的问题。我国在保险法中应逐渐改变保险中的法律利益原则,采取保险中的经济利益原则。
The principle of interest in insurance is one of the basic principles of modern insurance. With the development of the social economy and the insurance industry, the understanding of the principle of interests in insurance all over the world is constantly changing. The principle of legal interests and the principle of economic interests which one is better, has always been a wide range of controversial issues in the field of insurance. China’s insurance law should gradually change the principle of legal interests in insurance and adopt the principle of economic benefits in insurance.