由于我国农村社会养老保险应实行社会统筹和个人帐户相结合的筹资模式,即既强调政府财政的投入责任,由国家财政补贴筹集社会统筹基金,同时又由农民个人缴费筹集个人帐户基金。因此,根据两类基金的不同性质,我国应建立统帐分离式的农村社会养老保险基金投资营运模式。 As China’s rural social endowment insurance should implement a combination of social pooling and individual account financing model, which not only emphasizes the responsibility of government finance, by the state financial subsidies to raise social pooling funds, while individual farmers pay to raise individual account funds. Therefore, according to the different nature of the two types of funds, our country should establish a separate mode of operation and investment of rural social pension insurance fund.