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2005年8月7日至2005年8月11日,世界风险和保险大会在美国犹他州盐湖城举行,笔者有幸成为“美国私营农业保险公司和再保险基金分担”的一文的点评者,该文的作者之一为美国农业部的著名经济学家。 目前,美国政府的农业保险制度是世界上较为成功的农业保险制度。自1938年《联邦农作物保险法》颁布后,政府开始涉及农作物保险,一直发展到现在政府出政策由私营保险公司完全代理或经营的阶段,已经有将近70年的历史,积累了大量的历史数据和运作经验。国内的相关研究机构曾派出考察团对美国的农业保险现状和先进的经验进行过较为完整的介绍。但是,最近几年,美国的农业保险制度经历了较大的挑战,尤其是在政府对农业保险的再保险支持力度上产生了不同的声音,笔者仅介绍以下几个方面,并希望给中国的农业保险发展提供一些借鉴。
From August 7, 2005 to August 11, 2005, the World Risk and Insurance Conference was held in Salt Lake City, Utah. I was fortunate to be a commentator on the article “Sharing of Private Agricultural Insurers and Reinsurance Funds in the United States.” One of the authors is a prominent economist at the U.S. Department of Agriculture. At present, the U.S. government’s agricultural insurance system is the more successful agricultural insurance system in the world. Since the publication of the Federal Crop Insurance Law in 1938, the government started to work on crop insurance and has been developing until the government has now fully exacted or managed a policy by a private insurance company. It has been nearly 70 years old and has accumulated a large amount of historical data. Operating experience. Relevant domestic research institutions sent delegations to conduct a more complete introduction to the current status and advanced experience of agricultural insurance in the United States. However, in recent years, the agricultural insurance system in the United States has experienced great challenges. Especially in the government’s different opinions on the reinsurance support for agricultural insurance, the author only introduces the following aspects and hopes to give China’s agriculture Insurance development to provide some reference.