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保障水平遭质疑福建省厦门市是个农村合作医疗保险起步较早的地方,自1997年开始,就历经村办村管、镇办镇管、区办区管、商业保险等几种模式。新型农村合作医疗旨在提高农民健康保障水平,减轻农民医疗负担,避免农民“因病致贫,因病返贫”情况发生。其“个人缴小部分钱,政府补贴大部分钱”的筹资方式也深受农民欢迎,但从目前运作的情况看,合作医疗不仅整体保障水平偏低,其“社会保险商业办”的模式,也备受争议。
The level of protection has been questioned. Xiamen, Fujian Province is a place where rural cooperative medical insurance started earlier. Since 1997, it has undergone several modes of village-run village management, town-town management, district office management, and commercial insurance. The new type of rural cooperative medical care aims to improve the level of farmers’ health protection, reduce the burden on farmers’ medical care, and prevent the farmers from “reducing poverty due to illness and returning to poverty because of illness”. Its “personal contribution of a small amount of money, the government subsidizes most of the money” is also welcomed by farmers, but judging from the current operating situation, the overall level of protection of cooperative medical care is not only low, its “social insurance business office” "The model is also controversial.