实现收购资金封闭运行不是谈兵,重要的是在于用兵。靠什么实现收购资金“封闭”运行,笔者认为,一靠党中央、国务院政策,二靠各级行及地方各级政府的支持;三靠粮食企业自身改革,四靠农发行这支政治素质高,业务能力强,作风踏实,吃苦奉献的信贷队伍。笔者在驻库实践中总结认为驻库信贷员有如下作用:一、宣传贯彻党的有关方针政策。驻库信贷员首先加强自身学习与建设,做一个宣传贯彻“三项政策”的宣传员。认真向企业宣传落实按保护价敞开收购农民余粮,收储企业实行顺价销售;收购资金“封闭”运行三项政策。从思想上达到制约挤占挪用、封闭运行之目的。其次,认真宣传粮食购销违法行为处罚办法。使银企双方的行为规范,凡是违反该处罚办法的行为都是违法行为。应当给予严肃惩处,做到执法必严,有法必依。其三,认真宣传农发行关于加强收购 Closing the acquisition of funds to achieve the operation is not talking about the military, the important thing is that the military. Rely on what the acquisition of funds “closed ” run, I believe that rely on the policies of the Party Central Committee and the State Council, second, by all levels of government and local governments at all levels of support; three rely on the reform of grain enterprises themselves, High quality, strong business skills, practical style, hard-working dedication of the credit team. The author concludes in the practice of resident library that the resident loan officers have the following functions: I. Propaganda and implementation of the party’s guidelines and policies. In the first instance, the resident loan officers should strengthen their own study and construction so as to be a propagandist who propagandizes and implements the “three policies”. Seriously propagandize enterprises to implement the open price protection of farmers to buy more surplus grain, storage and sales enterprises to implement the sale price; the acquisition of funds “closed ” run three policies. From the ideological constraints to embezzlement, the purpose of closed operation. Secondly, conscientiously promote the penalties for the illegal purchase and sale of grain. So that the behavior of both banks and enterprises norms, all violations of the penalties are illegal behavior. Serious punishments should be given so that law enforcement must be strict and law must be followed. Third, seriously promote the Agricultural Development Bank on strengthening the acquisition