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9月,国家开发银行打响了信贷资产证券化重启的第一枪。停滞四年之久的资产证券化再度起航,中国银行业的金融创新重新踏上探索之路。借鉴次贷危机的教训,中国的资产证券化之路需要借助监管的支持和引导,稳步向前推进;需要在适度监管的前提下.既确保风险可控,又避免过度管制束缚了创新和发展。我们期待着资产证券化“盛宴”的真正到来。
In September, China Development Bank started the first shot of securitization of credit assets. After four years of stagnation in asset securitization, the financial innovation in the Chinese banking industry has once again taken the road of exploration. Learning from the lesson of the subprime mortgage crisis, the road to asset securitization in China needs to be steadily pushed forward with the support and guidance of regulation. Under the premise of proper regulation, it is necessary to ensure that risks are manageable and avoid overregulation, which limits innovation and development . We are looking forward to the real arrival of asset-backed securities.