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近年来,随着我国金融行业快速发展,互联网金融也渗透到校园中。当前,大学生群体在互联网消费的带动下,消费方式较过去发生了巨大变化。在以大学生群体为特征的校园贷消费方式,给学生带来消费便利的同时,也引发了许多的社会问题。据此,本文通过对广州市钟落潭高职校园区的大学生为对象,进行大学生校园贷的消费方式分析,确切为大学校园管理和金融管理机构提供依据。
In recent years, with the rapid development of China’s financial industry, Internet finance has infiltrated campus. At present, under the driving of internet consumption, the college student group has undergone tremendous changes in consumption patterns compared with the past. In the way of spending on campus loans characterized by groups of college students, which bring convenience to students, it also raises many social problems. Based on this, this article analyzes college students’ campus loan consumption pattern through college students of Zhongluotan vocational school in Guangzhou, and provides the basis for university campus management and financial management institution.