创新清收工作的对象和内容。农信社现阶段的清收转化工作的对象和内容主要是对不良贷款本金和表内外应收未收利息的清收,是对已反映在逾期、呆滞和呆账科目中的不良资产本金的清收。在农村经济环境发生变化的今天,应从防范化解存量信贷资产风险的高度来创新 Innovation and recovery of the work object and content. The target and content of the collection and transformation of the rural credit cooperatives at this stage are mainly the collection of non-performing loan principal and uncollected interest receivable on and off the balance sheet, the collection of principal and interest in non-performing assets that have been reflected in overdue, Clear collection. In the changes of the rural economic environment today, we should innovate from the perspective of preventing and mitigating the risk of existing credit assets