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医疗保险从来都是一个世界性的难题,而我国居民对医疗保险的关注程度远大于对其他社会保障体系的关注。管理式医疗由于其在节省医疗费用和提高医疗质量方面的成效,已成为世界各国广泛关注的一种医疗保险发展方向。本文主要介绍了管理式医疗保险的基本特征和类型,并浅析了管理式医疗保险在我国的可适应性以及当前遇到的障碍,从而尝试给出一些政策性建议。
Medical insurance has always been a worldwide problem, and our residents pay more attention to medical insurance than other social security systems. Because of its effectiveness in saving medical expenses and improving medical quality, managed medical care has become a direction of medical insurance development that has drawn worldwide attention. This article mainly introduces the basic characteristics and types of managed medical insurance, and analyzes the adaptability of managed medical insurance in our country and the obstacles it encounters so as to try to give some policy recommendations.