车险业务具有面广、分散、出险绝对量大、核保与理赔的具体操作量大等特点,是一项专业性与服务性很强的险种。其中有些车险管理的具体技术问题需要保险人和投保人的相互配合。例如: 一、把好核保进口关 承保业务质量关系到承保后出险率高低。承保质量不佳,出险率过高不仅直接影响到保险公司当期车险的经营效益,而且还会影响其服务质量。因此必须从进口第 Car insurance business with a wide range, decentralized, the absolute amount of dangerous, underwriting and claims specific large amount of operation is a professional and highly service-oriented insurance. Some of these auto insurance specific technical issues require the mutual cooperation of insurers and policyholders. For example: First, to ensure the quality of the insurance business underwriting the insured business risk insurance coverage rate. Unfavorable quality of underwriting, high risk rate not only directly affects the insurance company’s current auto insurance business benefits, but also affect the quality of their services. Therefore must import from the first