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1 独特的融资功能租赁业务是一种融资融物相结合的经济业务 ,融资功能是其基本的功能之一。与目前我国银行信贷业务相比 ,租赁业务具有以下特点。1)根据承租人的现金流量特点灵活安排租金偿还方式 ,提供个性化的服务 ,降低承租人履约风险和履约成本 ,提高承租人资金利用效率。
A unique financing function Leasing business is a combination of financial and financial business, financing is one of its basic functions. Compared with the current bank credit business in our country, the leasing business has the following characteristics. 1) According to the lessee’s cash flow characteristics of flexible arrangements for rental repayments, to provide personalized service to reduce the lessee performance risks and compliance costs, improve lessee capital utilization efficiency.