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2001年是我国粮食流通体制改革深化发展的一年,农发行扬州市分行针对全市粮食购销放开的形势,积极主动地研究防范化解收购贷款风险的有效措施,在实行贷款企业信用等级评估、推行贷款抵押担保等各种有效措施的同时,狠抓了收购贷款风险补偿基金机制的建立健全,并取得了较好进展。2001年,全市共筹集粮食收购贷款风险补偿基金1487万元,占当年发放收购贷款的25％,从而为收购贷款在新形势下安全运行筑起了一道坚实的“防火墙”。一、全面建立收购贷款风险补偿基
2001 is a year of deepening the reform of the grain circulation system in our country. Yangzhou Branch of the Agricultural Development Bank actively studied the effective measures to prevent and mitigate the risk of acquiring loans in light of the opening up of the city’s grain purchasing and marketing. In carrying out the credit rating evaluation of the loan enterprises, Loan mortgage guarantee and other effective measures at the same time, pay close attention to the establishment of a sound mechanism for the acquisition of loan risk compensation fund, and made good progress. In 2001, the city raised a total of 14.87 million yuan in the loan risk compensation for grain purchase loans, accounting for 25% of the loans it acquired in the same year, thus building a solid “firewall” for the safe operation of loan acquisitions in the new situation. First, the full establishment of the acquisition loan risk compensation base