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随着经济的发展,人们的物质生活水平不断提高,人均寿命不断提升,加剧了人口老龄化问题。经过多年的探究改革,我国的养老保险制度已经取得了很大的进步,但是在新的老龄化问题下,社会的负担越来越重。因此,城镇养老保险制度的改革逐渐成为时代发展的必然趋势。本文基于我国国情,剖析了城镇养老保险中存在的问题,并针对这些问题提出了相应的解决措施,旨在完善城镇养老保险制度。
With economic development, people’s material living standards continue to improve, and their average life expectancy has been rising, exacerbating the problem of population aging. After many years of exploration and reform, China’s pension insurance system has made great strides, but under the new aging problem, the burden on society is getting heavier and heavier. Therefore, the reform of urban endowment insurance system has gradually become an inevitable trend of development of the times. Based on China’s national conditions, this paper analyzes the existing problems in urban pension insurance, and puts forward corresponding solutions to these problems in order to perfect the urban pension insurance system.