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社会保险是指劳动者由于年老、疾病、工伤、失业等原因丧失劳动能力或暂时不能参加劳动时,从国家和社会获得物质帮助的制度。社会保险是社会保障制度的重要组成部分,它与社会福利、社会救济等其它社会保障工作内容有所区别。其主要服务对象是职工,包括养老保险、待业保险及医疗保险等项目,主要以强济互济的方式实行。
Social insurance refers to the system that workers receive material help from the state and society when they lose their ability to work or are temporarily unable to participate in labor because of their old age, illness, work-related injuries and unemployment. Social insurance is an important part of the social security system. It differs from other social security programs such as social welfare and social relief. Its main service targets are workers, including pension insurance, unemployment insurance and medical insurance and other projects, mainly in the form of economic and economic cooperation.