论文部分内容阅读
人们常说,要分散投资。许多理财师鼓励投资者建立多元化投资组合。可曾想过为何要分散投资?又是否真的有效?分散投资就是把资金分散于不同的领域。有些人可能反驳,如果将所有资金集中于一个理想的投资项目,才可以赚得最大的回报。然而,这种论调无疑是事后孔明。实际上,没有人能准确预测哪一项投资可以在未来给予最佳的回报。
People often say that you want to diversify your investment. Many financial planners encourage investors to create a diversified portfolio. Have you ever wondered why you want to diversify your investments? Are you really effective? Disaggregating your investments is about diversifying your funds into different areas. Some people may argue that if all the funds are concentrated in an ideal investment project, you can make the greatest return. However, this argument is undoubtedly hindsight. In fact, no one can accurately predict which investment will give the best return in the future.