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自2008年5月银监会和央行联合下发《关于小额贷款公司试点的指导意见》(以下简称《指导意见》)后,小额贷款公司在全国各地如雨后春笋般蓬勃发展起来。但小额贷款公司作为新生事物,其成立的时间还很短,还没有规范的管理模式和既有的发展经验可以借鉴,在发展的过程中也出现了各种问题和困难。为此,滁州银监分局课题组对小额贷款公司的发展状况和存在的问题进行了专题调研。
Since May 2008, the CBRC and the Central Bank jointly issued the Guidance Opinion on Piloting of Small Loan Companies (hereinafter referred to as the Guidance Opinion), the microfinance companies have sprung up everywhere in the country. However, as a new-born thing, microfinance companies have not been established for a long time. Without standardized management mode and existing development experience, they can learn from it. Various problems and difficulties have also emerged in the process of development. To this end, Chuzhou Banking Supervision Branch Task Force on the development of micro-credit companies and existing problems conducted a special investigation.