一、问题的提出随着中国经济的发展和人均可支配收入的增多,委托理财作为一种金融创新产品,逐渐成为中国资本市场上的一种重要投资方式。但与此同时,纠纷也不断增加,其中最为常见的是附保底条款的理财合同纠纷。附保底条款的委托理财合同是指受托人保证在协议到期时返 I. Issues Raised With the development of China’s economy and the increase of per capita disposable income, trust management, as a financial innovation product, has gradually become an important investment method in China’s capital market. But at the same time, disputes are also increasing, the most common is the financial contract disputes with the end of the terms. Entrusted financial management contract with the end of the term refers to the trustee to ensure that the agreement expires