今年以来,农村合作金融机构各项业务快速发展,信贷投放总体呈现平稳增长态势,较好地支持了农民增收、农业生产和农村经济发展。但还存在诸多风险隐患:一是部分农村合作金融机构不能适应国家宏观调控和产业政策要求,盲目将贷款大量投放于主要商业银行已逐步退出的领域;二是农村合作金融机构管理权限移交地方政府后,少数地方政府对信贷投放的行政干预明显增多。导致部分农村合作金融机构 Since the beginning of this year, the various businesses of rural cooperative financial institutions have witnessed rapid growth with credit growth generally showing steady growth, which has better supported the increase in peasants’ income, agricultural production and rural economic development. However, there are still many hidden dangers: First, some rural cooperative financial institutions can not meet the requirements of national macro-control and industrial policies, blindly put a large number of loans to major commercial banks have gradually withdrawn from the field; second is the transfer of rural cooperative financial institutions management authority to local governments After a small number of local government administrative credit intervention significantly increased. Lead to some rural cooperative financial institutions