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根据党中央、国务院积极扶持中小企业发展的政策精神，如何切实改善对中小企业的金融服务，解决中小企业融资难问题是当前经济金融面临的一大课题。中小企业在经济总量和结构体系中具有举足轻重的地位。积极扶持中小企业对实现经济持续快速健康发展具有战略意义。为更有效地提
According to the policy of actively supporting the development of SMEs by the Party Central Committee and the State Council, how to effectively improve the financial services to SMEs and solve the financing difficulties of small and medium-sized enterprises (SMEs) is one of the major topics currently facing economic and financial problems. Small and medium-sized enterprises have a pivotal position in the total economic output and structural system. Actively supporting SMEs is of strategic importance to the sustained, rapid, and healthy economic development. To mention more effectively