赵先生是一家公司的高级管理人员,居住在某中小城市,除了一套已经拥有产权的130平米住房以外,另有家庭积蓄40万元,属于生活比较殷实的家庭。这几年,为了确保家庭资产的增值,赵先生炒过股,参与过民间借贷,但由于股市一度走低,民间借贷又经常遇到“借钱容易要账难”等问题,结果不但没有使家财增值,反而出现了一定幅度的缩水。赵先生认为,目前高收益、低风险的投资渠道几乎无处可寻,存银行又对较低的利率能否抵御物价上涨带来的贬值风险心存顾虑。思前想后,他产生了转向房地投资的想法。 Mr. Zhao is a senior manager of a company. He lives in a small and medium-sized city. Apart from a 130-square-meter apartment that already holds property rights, another family savings of 400,000 yuan belongs to a relatively well-off family. In recent years, in order to ensure the value-added of family assets, Mr. Zhao speculation over shares, participated in private lending, but due to the stock market was lower, private lending and often encountered “borrowing money is easy to account ” and other issues, the result is not only not The value of family wealth, but there has been a certain extent of shrinking. Mr. Zhao believes that at present high-yield, low-risk investment channels are almost impossible to find. Banks also have concerns about whether the lower interest rates can withstand the risk of depreciation caused by price increases. After thinking hard, he had the idea of ​​turning to the premises for investment.