金融衍生品,是对利率、股票、债券、货币等传统金融商品衍生出来的商品总称。它是一种附属性的、期限性的契约资产,价值通常随着所依附的传统金融产品而波动。作为一种交易合约,金融衍生工具能赋予交易的一方在将来对某一项既定资产的债权.同时对交易的另一方的债务做出明确的约束。金融衍生品根据产品形态.可以分为远期、期货、期权和掉期四大类;根据原生资产.可以分为股票、利率、 Financial derivatives are the general term for goods derived from traditional financial products such as interest rates, stocks, bonds and currencies. It is an ancillary, time-limited contractual asset, the value of which usually fluctuates with the traditional financial products to which it is attached. As a trading contract, financial derivatives can give a party of the transaction a claim on a given asset in the future, and also explicitly bind the debt of the other party to the transaction. According to the product form, financial derivatives can be divided into four categories: forward, futures, options and swaps; according to primary assets, they can be divided into stocks, interest rates,