中国人民银行决定将对企业实行贷款证制度。贷款证是企业向国内各金融机构申请办理贷款的证明书,由中国人民银行审核批准后颁发。凡具有贷款条件的企业均可申请办理贷款证。但在申办时,必须交给企业运营的各种文件。每个法人企业只能领取一本贷款证。企业到银行申请贷款时,必须出示贷款证,没有贷款证,各家银行均不能受理贷款事宜。中国人民银行同时规定,当金融机构在受理贷款时,必须严格查验贷款证,并如实填写每笔信贷的发放、收 The People’s Bank of China decided to implement a loan certificate system for enterprises. Loan certificates are certificates issued by enterprises to various financial institutions in China for approval of loans. They are issued after examination and approval by the People’s Bank of China. Where have the loan conditions of enterprises can apply for a loan certificate. However, in bidding, it must be handed over to the operation of various documents. Each legal entity can only get one loan certificate. When applying for a loan from an enterprise to a bank, the enterprise must present a loan certificate without a loan certificate, and each bank can not accept the loan. The People’s Bank of China also stipulates that when a financial institution is accepting a loan, it must strictly examine the loan certificate and truthfully fill in the payment and receipt of each credit