总体来看，今年上半年我国的经济金融形势正在逐步好转，住宅投资较快增长，个人信贷迅速增加，扩大内需对经济增长的拉动作用趋于增强，消费者信心指数稳定上升，价格水平继续回升。同时，国际经济增速较缓，外部需求对国内经济的影响仍在加剧，外贸出口形势比较严峻；集体和 Overall, in the first half of this year, the economic and financial situation in our country is gradually getting better. With the rapid growth in residential investment and the rapid growth in personal credit, the stimulating effect of expanding domestic demand on economic growth tends to increase. The consumer sentiment index is steadily rising and the price level continues to rise . At the same time, the international economic growth is relatively slow. The impact of external demand on the domestic economy is still aggravating and the situation of export trade is grim. The collective and