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随着经济社会不断发展,小微企业已经逐渐成为地方经济跨越崛起的强劲动力,然而,因小微企业自身管理、银企信息不对称、相关政策法规不完善等诸多问题的存在,小微企业融资难题桎梏自身发展的形势愈发严峻,已经成为束缚地方经济、金融行业和中小企业发展壮大的“紧箍咒”。本篇论文以安徽省宿州市为例,从徽商银行宿州分行支持小微企业发展的角度分析,旨在通过加强政府行政行为、规范企业自身管理、健全完善相关法律规定等方式,探索从根本上解决小微企业融资难题的有效途径。
With the continuous development of economy and society, small and micro enterprises have gradually become a powerful driving force for the rise of local economy. However, due to the existence of many problems such as the management of small and micro enterprises themselves, the asymmetric information between banks and enterprises and the imperfections in relevant policies and regulations, Financing Difficulties 梏 梏 The situation of its own development has become more and more severe, and has become a “restraint” that has constrained the growth of the local economy, the financial industry and the development of small and medium-sized enterprises. This paper, taking Suzhou City, Anhui Province as an example, analyzes the development of small and micro enterprises supported by Suzhou Branch of Huishang Bank, and aims to explore ways to improve the management of small and micro enterprises by strengthening government administration, regulating their own management and improving relevant laws and regulations. On the small and micro enterprises to solve the financing problem of effective ways.