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农村医疗救助是通过政府的财政支持和社会上慈善人士自愿捐助等多渠道筹集资金,对患病的农村贫困家庭的医疗费按一定标准给予补助,以缓解其因病返贫而造成家庭生活困难的救助制度。因此,对现有农村医疗救助体系进行完善,对于维护社会和谐安定、完善医疗保障制度具有非常重要的意义。本文基于对62名居住在老年公寓的贫困老年人的深度访谈,其中的贫困农村老年人生病住院,不但子女鲜少探望,都是护工在照顾,而且呈现了政府对贫困老年人特别是农村老年人在医疗救助方面的政策支持不够完善,以及老年人对政策了解不够深入。研究发现,社会救助和老年福利政策的建立和完善对贫困老年人的生活起到了基础性支持作用,受访者对政策评价不高,政策宣传不到位制约了贫困老年人获取政策支持的及时性,医疗保障政策与现实需求的差距也使他们面临巨大的生活压力。为此,笔者提出了针对性的建议。
Rural medical aid is financed through government channels and voluntary donations from philanthropic groups. The medical fees for poor rural families are subsidized according to certain criteria so as to alleviate the difficulties of family life caused by their return to poverty Rescue system. Therefore, perfecting the existing rural medical assistance system is of great significance for maintaining social harmony and stability and improving the medical insurance system. Based on the in-depth interviews with 62 elderly living in elderly apartments, in which the elderly in poor rural areas are hospitalized, not only are their children rarely visited, but caregivers are taking care of them, and the government has shown that the elderly living in poverty, especially in rural areas, People do not have adequate policy support in the area of medical assistance and the elderly do not know enough about policies. The study found that the establishment and improvement of social assistance and old-age welfare policies played a fundamental role in supporting the livelihood of the poor elderly, while the respondents did not evaluate the policies well, and the inadequate publicity of policies hindered the timely availability of policy support for the poor old people The gap between the medical insurance policy and the actual demand also puts them under enormous pressure of life. To this end, I made a targeted proposal.