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近年来,随着中央支持“三农”力度不断加大,农发行的业务范围不断扩大,信贷产品不断丰富,贷款主体、贷款方式、贷款投向等日趋复杂,信贷风险较难把握。在业务发展的同时也应看到,农发行信贷基础管理工作仍然相对滞后。信贷基础管理是确保信贷资金安全、有效防控信贷风险极为重要的环节。完善办贷管贷流程,对农发行确保贷款安全和案件防控具有重要作
In recent years, with the support from the central government and the intensification of “agriculture, rural areas and farmers”, the scope of business of the ADBC has been constantly expanded. Credit products have been continuously enriched. As the subject of loans, the mode of loans and the orientation of loans become increasingly complicated, the credit risk is more difficult to grasp. At the same time of business development, we should also see that the basic credit management of ADBC still lags behind. Basic credit management is an extremely important link in ensuring the safety of credit funds and effectively preventing and controlling credit risks. Improve the process of loan management loans, the Agricultural Development Bank to ensure the safety of loans and case prevention and control are important