论文部分内容阅读
今年以来,财务公司成为关注的热点之一:4月份,银监会公布的《申请设立企业集团财务公司操作规程指引》中,不再硬性要求引入境外机构投资者作为设立财务公司的必要条件,企业集团可选择聘请境外高管和风险控制人员替代,这一改变也无形中降低了企业成立财务公司的门槛;9月份,财务公司的新增贷款异军突起;下半年,组建财务公司的热潮再次掀起,阳煤集团、河南煤业化工集团、美的集团、紫金矿业集团等相继组建财务公司,同时,华西村,美的、红豆、南山等众多民营企业也相继组建财务公司……面对愈来愈热的财务公司,有专家认为,金融危机背景下的资金管理需求、市场需求和政策松动是促使财务公司热潮的关键。面对如雨后春笋般的财务公司,我们将如何认识?本期专题将从发展历程、国际借鉴、理论分析和发展趋势四个方面来关注财务公司。
Since the beginning of this year, the finance company has become one of the hot spots for attention: In April, the “Guidelines for Applying for the Establishment of Operation Procedures for Enterprise Group Finance Companies” promulgated by the CBRC no longer rigidly require the introduction of overseas institutional investors as a necessary condition for setting up a finance company. May choose to hire foreign executives and risk control personnel alternative, this change also virtually reduced the threshold for the establishment of financial companies; September, the new loans of financial companies suddenly emerged in the second half, set up the upsurge of financial companies once again set off, Yang Coal Group, Henan Coal Chemical Industry Group, Midea Group, Zijin Mining Group and other financial companies have been set up at the same time, Huaxi Village, the United States, Hongdou, Nanshan and many other private enterprises have also set up a financial company ...... In the face of increasingly hot financial Companies, some experts believe that the financial crisis in the context of the needs of fund management, market demand and policy loosening is the key to the financial company boom. In the face of the mushroomed financial company, how will we know? This issue will focus on the finance company from four aspects: development history, international reference, theoretical analysis and development trend.