据瑞士再保险公司sigma研究分析报告的初步统计,2002年全球共有19,000人死于自然灾害和人为灾祸。除人身损失外,重大事件造成的财务损失约为400亿美元,其中保险业需要承担约120亿美元的损失。继2001年遭受重大经济损失后,巨灾事件造成的经济损失在2002年回复至接近往年的平均水平。但是,就像欧洲水灾表明的那样,巨灾损失仍然是最大的威胁。 According to the preliminary statistics of Swiss Re’s sigma research and analysis report, in 2002, a total of 19,000 people died of natural disasters and man-made disasters. In addition to personal losses, the financial losses caused by major events are about 40 billion U.S. dollars, of which the insurance industry needs to bear about 12 billion U.S. dollars losses. After a major economic loss in 2001, the economic losses caused by the catastrophic events recovered in 2002 to be close to the average of previous years. However, catastrophic losses are still the greatest threat, as evidenced by the European floods.