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在老百姓的投资意识里,国债一直是信用系数最高的金边债券。由于其收益高、变现能力强、交易手续方便、安全度最高和免征利息收入税,历来被作为投资首选品种而踊跃购买。比如今年3月10日发行的3年、5年期的凭证式（一期）国债,其收益率比同期银行定期储蓄存款分别高20％和23％,以1万元为基数,那么到期后所得利息高出金额分别为121.2元、254元。
In the sense of common people's investment, treasury bonds have been the highest-rated Phnom Penh bonds. Because of its high yield, strong liquidity, convenient transaction procedures, the highest security and interest-free income tax exemption, has always been as the investment preferred species and enthusiastic purchase. For example, the three-year and five-year vouchers (one issue) of treasury bonds issued on March 10 this year yield 20% and 23% respectively higher than the bank's term savings deposits over the same period, with a maturity of 10,000 yuan. After the interest earned over the amount of 121.2 yuan, respectively, 254 yuan.