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商业健康险的思路要拓宽国家卫生计生委卫生发展研究中心研究员顾雪非:现在全国慢病负担占整个疾病负担的近70%,局部地区达到90%。商业健康险产品如果只面向健康人群,很多人将被排除在外。根据《中国心血管病报告2015》,我国心脑血管疾病仍呈上升态势,高血压、血脂异常、糖尿病和肥胖的患病率持续增加,其中冠心病发病率已趋向年轻化,过早死亡情况严重。快速增长的患病人群推高了基本医保的压力,也对
Business health insurance ideas to broaden the National Health and Family Planning Commission Health Development Research Fellow Gu Xuefei: Now the burden of chronic disease burden of the country accounted for nearly 70% of the disease, 90% in some areas. Commercial health insurance products, if only for healthy people, many people will be excluded. According to the “China Cardiovascular Disease Report 2015”, cardiovascular and cerebrovascular diseases in China are still on the rise, the prevalence of hypertension, dyslipidemia, diabetes and obesity continued to increase, of which the incidence of coronary heart disease has tended to be younger, premature death serious. The rapidly growing population of sick people is pushing up the pressure of basic health insurance, too