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为了建立起新的社会养老保险体系,中央和地方各级政府均制定了相应的法规和实施办法,对社会养老保险基金(以下简称基金)的管理、征缴和发放都作了具体的规定。但在各地的实施过程中却很难保证完全落实,尤其是经济欠发达地区,这种局面显得更为尴尬,企业不能足额上交、甚至大量拖欠基金;有关部门也不积极接纳那些符合条件而退休职工多的老企事业单位参保。从当前存在的问题来看,社会养老保险覆盖面小和政策不能有效落实,是影响社会养老保险体系建立并正常运行的主要因素。因此,应从以下几个方面着手。
In order to establish a new social pension insurance system, the central and local governments at all levels have formulated corresponding laws and regulations and implementation measures, and have made specific stipulations on the management, collection and release of social endowment insurance funds (hereinafter referred to as funds). However, it is very difficult to guarantee the full implementation in various parts of the world. In particular, in economically underdeveloped regions, the situation is even more embarrassing. Enterprises can not turn over the fund in full and even arrears a large amount in arrears. Relevant departments are also not actively accepting those who meet the requirements The retired workers and more old enterprises and institutions insured. Judging from the existing problems, the coverage of social pension insurance is small and policies can not be implemented effectively, which is the main factor that affects the establishment and normal operation of social pension insurance system. Therefore, we should start from the following aspects.