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目次一、我国消费信贷及其法治现状(一)我国消费信贷的发展与现状(二)我国消费信贷活动中存在的法律障碍二、美英等发达国家消费信贷法律制度借鉴(一)美英等发达国家消费信贷法律制度比较(二)美英等发达国家消费信贷法律制度的特点及其借鉴三、加强和完善我国消费信贷法治建设之对策(一)加快制定《消费信贷基本法》(二)科学规范我国消费信贷法调整对象(三)坚持符合市场经济规律的消费信贷立法原则(四)明晰完善消费信贷立法的基本思路(五)完善个人联合征信与消费信贷担保等配套制度一、我国消费信贷及其法治现状(一)我国消费信贷的发展与现状1.我国消费信贷的发展消费信贷,是以刺激消费、扩大商品销售、加速商品周转为目的,以未来
First, China’s consumer credit and the status quo of the rule of law (a) China’s consumer credit development and status quo (b) China’s consumer credit activity in the existence of legal barriers Second, the United States and Britain and other developed countries consumer credit legal system for reference (a) the United States and Britain and other developed countries Comparison of legal system of consumer credit (two) the United States and Britain and other developed countries consumer credit legal system characteristics and its reference Third, to strengthen and perfect the consumer credit rule of law in our country (a) to speed up the formulation of “consumer credit law” (two) scientifically regulate China’s consumption (3) Adhering to the Consumer Credit Legislation Principles in Accordance with the Law of the Market Economy (4) Basic Ideas for Consummating and Improving Consumer Credit Legislation (5) Perfecting Supporting Systems of Personal Credit Union and Consumer Credit Guarantee First, China’s consumer credit and its The status quo of the rule of law (A) China’s consumer credit development and status quo 1. Development of China’s consumer credit consumer credit, based on stimulating consumption, expanding sales of goods, to accelerate the turnover of goods for the purpose of the future