谁该继承这笔人身意外伤害保险金读者来信(一)我和丈夫结婚3年多,无子女,去年年底我丈夫因疲劳驾驶货车翻沟后发生交通事故导致死亡,后保险公司赔偿了人身意外伤害保险金60000元及财产保险金98000元。我公婆认为这些保险金都是他儿子的遗产,应和我平分,而我认为当初投保人身保? Who should inherit the letter of personal injury insurance? (A) My husband and I married more than three years, no children, late last year due to fatigue driving my car overturned after a traffic accident led to death, the insurance company to compensate for personal accidents Injury insurance 60,000 yuan and property insurance 98,000 yuan. My parents-in-law think these insurance benefits are the legacy of his son and should be split equally with me, and I think the original insured person covered it.