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军人保险法律制度的不足,主要表现在险种数量少、保险对象规定狭窄、整体保障标准不高、保值增值手段单一、管理体制存在缺陷等方面,对此,应当以建立完善的险种体系为核心,着力扩大保险对象,预留发展空间;采取多种方法,提高保险标准;实行分账管理,推行“有偿借支”等。此外,还必须以社会化为发展方向整合军人保险法律制度。
The inadequacies of the legal system of military insurance are mainly manifested in the following aspects: the number of insurance types is small; the provisions for insurance are narrow; the standards for overall protection are not high; the means of maintaining and increasing value are single; the management system is flawed. In this regard, the establishment of a sound insurance system should be the core, Efforts to expand the insurance object, set aside space for development; to take a variety of ways to improve insurance standards; implementation of sub-ledger management, the implementation of “paid loans” and so on. In addition, the legal system of military insurance must also be integrated in the direction of socialization.