论文部分内容阅读
去年12月,笔者随劳动保障部医疗保险考察团到法国培训学习,对法国的医疗保障体系进行了比较全面的了解。一、法国医疗保险体系的主要内容法国面积55.16万平方公里,人口6010万,农业人口占8%。法国的社会保障体系于1945—1946年立法,主要涵盖疾病、工伤、退休、失业和家庭补贴几个方面,医疗保险占重要地位。据1999年统计,在20000亿法郎的各项保险费开支中,医疗保险开支6130亿法郎,占总费用的30%。2000年,政府为月收入低于3500法郎的600万人(这部分人原来无医疗保障)提供了补充保险金。至此,强制性保险覆盖了法国100%人口,从社会保险立法至2000年实现全民医疗保险,用了55年时间!法国的医疗保险体系主要由普遍医疗保险、互助医疗保险和商业医疗保险等多层
Last December, the author with the Ministry of Labor and Social Security medical delegation to France training and learning, the French medical insurance system for a more comprehensive understanding. First, the main content of the French medical insurance system France covers an area of 551600 square kilometers, population 60.1 million, agricultural population accounts for 8%. The French social security system, which was enacted in 1945-1946, mainly covers the aspects of illness, work-related injury, retirement, unemployment and family allowance, and medical insurance plays an important role. According to statistics in 1999, out of the expenditures of 200 billion francs in insurance premiums, medical insurance expenditures amounted to 611.3 billion francs, accounting for 30% of the total expenses. In 2000, the government provided supplementary benefits for the 6 million people who had less than 3,500 francs a month (some of whom had no medical insurance). At this point, compulsory insurance coverage of 100% of France’s population, from the social insurance legislation to achieve universal health insurance by 2000, took 55 years! The French health insurance system mainly by universal health insurance, mutual health insurance and commercial medical insurance and more Floor