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案例某公司职工小王筹划着为自己投保一份重大疾病保险。到保险公司咨询后得知,以前患过某些疾病的被保险人,承保前需要到指定医院体检,但有可能增加保费后才能承保,甚至可能被保险公司拒保。
Case A company workers Wang planned for their own insurance a major illness insurance. After consultation with the insurance company, the insured person who previously had certain diseases needs to go to the designated hospital for medical examination prior to the insurance coverage, but may increase the premiums to cover the insurance and may even be insured by the insurance company.