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韩国自1970年发起新村运动,国家立法支持农业保险的发展,通过农协建立良好的运行模式,建立了补贴和费率优惠机制,强制投保与引导投保相结合,建立国家再保险体系和比较健全的管理体系,使城市和农村社会发展更加协调,为经济持续健康发展奠定了很好的基础。借鉴韩国新村运动及其农业保险的成功经验,发展我国的农业保险,必须建立农业保险法律制度;建立政府政策支持体系;建立巨灾风险防范机制;建立灵活多样的投保模式;建立高效的农业保险监管体制。
South Korea initiated the New Village Movement in 1970. National legislation supports the development of agricultural insurance. It has set up a good mode of operation through the Agricultural Association and established a subsidy and rate concession mechanism. The combination of compulsory insurance and guided insurance, the establishment of a national reinsurance system and a more sound Management system, so that urban and rural social development more coordinated, for the sustained and healthy economic development has laid a very good foundation. Drawing on the successful experience of Korea’s New Village Movement and its agricultural insurance, we must establish the legal system of agricultural insurance, establish a government support system, establish a mechanism to prevent catastrophic risks, establish a flexible and diversified model of insurance, and establish an efficient agricultural insurance system Regulatory system.