尽管美国与中国对房地产的信贷扩张方式不同,但实质上是一样的,而且与美国相比,中国这种房地产信贷无限扩张所面临的潜在风险要比美国次贷危机大。如果政府再不对无限扩张的信贷进行管理,那么吹大房地产泡沫也是必然。在这种情况下,“中国版”的次贷危机岂能不会在中国发生?实际上,如果发生,可能比美国次贷危机更为严重。 Although the credit expansion of the United States and China in real estate differs in different ways, they are essentially the same, and compared with the United States, the potential risk facing unlimited expansion of China’s real estate credit is greater than that of the U.S. subprime mortgage crisis. If the government no longer manage the expansion of unlimited credit, then blowing a big real estate bubble is inevitable. Under such circumstances, how can the subprime mortgage crisis of “China Edition” not occur in China? In fact, if it happens, it may be more serious than the subprime mortgage crisis in the United States.