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中小企业是推动我国国民经济发展、构造市场经济主体、促进社会稳定的基础力量。“无大不强,无小不稳”。在推进经营转型的过程中,中国工商银行一直将发展小企业金融业务作为全行的战略重点,对小企业金融服务实行集约化经营和专业化管理。作为北京分行首家小企业信贷专业化经营机构,中关村小企业服务中心从探索到组建的三年中,立足独特的科技园区区位优势,积极把握小企业信贷融资需求特征,努力探索专业化小企业信贷经营模式,呈现出持续、健康、快速发展的态势。
Small and medium-sized enterprises are the basic force to promote the development of our national economy, construct the main body of market economy and promote social stability. “Not big and strong, no small instability ”. In the process of promoting the business transformation, ICBC has been making the development of small enterprise financial services a strategic priority for the whole bank and has implemented intensive management and specialized management of small enterprise financial services. As the first small business credit specialized agency in Beijing Branch, Zhongguancun Small Business Service Center has actively grasped the characteristics of demand for credit financing of small-sized enterprises based on the unique geographical advantages of science and technology parks in the three years from exploration to formation, and strived to explore the opportunities of specialized small enterprises Credit business model, showing a sustained, healthy and rapid development.